 |
Terms, Policies and
Disclaimers
Of Erica Fath
and
http://www.ericafath
.com (hereafter referred
to as the "Site").
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| I understand
that privacy online is important to users of the Internet, especially
when conducting business online. Therefore, in 2008, I felt the time
had come in my online existence to establish for the public what my
policies and terms were for specific situation.
While researching this concept I came across
some lengthy web pages of such small print I felt I needed to
get my magnifying glass out. There was so much mumble jumble and
legalism that I didn’t understand what the website was proclaiming.
I
made the decision that I did not want that for myself. I needed
to be able to understand my own policies and procedures…
hence you will find this page is written in plain English. I just
want you to understand what I’m about.
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PLEASE
NOTE:
This Site is not directed at children. Visitors and Customers are
required to be eighteen years or older. |
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| TERMS
|
|
| Definition
of the Terms used
This is a list
of the terms that may be used to define my policies and disclaimers: |
| I
/ my: |
refers
to Erica Fath, the author, owner, and promoter of the
Site |
| Site(s): |
refers
to the domain name that this policies.htm page is associated
with (I have several domains and am using the same policies.htm
page on all of them as my business practices and integrity
does not change from site to site. |
| Product(s): |
refers
to various items that are available for delivery (either
physical or via download) whether they are free or available
for sale. |
| Service(s): |
refers
to various resources, services, tools, blogs, articles,
directories, forums, collections, ezines, etc, that are
available on the Site |
| Visitor(s): |
refers
to anyone who lands on any part of the Site, whether they
carry out business or not |
| Customer(s): |
refers
to any Visitor who registers to take advantage of the
various services (free or for a fee) on the Site |
| Personal
Information: |
refers
to any information of a Visitor that identifies them and
/or can be used to contact, or locate the Visitor and
may include, but is not limited to, name, address, phone
number, email address, ISP of, social security number,
and credit card information. |
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|
Statement of POLICIES |
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|
Privacy
Policy |
Collection
of Personal Information |
|
I
may collect basic Visitor profile information which
includes name, ISP and email of all Visitors.
I
may collect the following additional information from
Customers: name, address, phone number, email address,
ISP of, social security number, and credit card information.
|
| Utilization
of Personal Information |
| |
I
may use Personal Information to customize the Site,
to make appropriate service offerings, and to fulfill
buying and selling requests on the Site.
I
may email Visitors and Customers to notify them about
updates to the Site or about research.
I
may email Visitors and Customers and or contact them
for marketing purposes or to promote selling opportunities
on the Site.
I
may email Visitors and Customers to introduce them
to one of my other Sites if the Site is related to
the Site where they originally were a Visitor.
I
may contact Visitors and Customers in response to
specific inquiries, or to provide requested information.
|
| Sharing
of Personal Information |
| |
Personal
Information is never sold or transferred to another
party. However, Personal Information about Customers
may be shared with other Customers who wish to evaluate
potential transactions with other Customers. I may
share aggregated information about my Visitors, including
the demographics of my Visitors and Customers, with
my affiliated agencies and third party vendors. I
always offer the opportunity to "opt out"
of receiving information or being contacted by us
or by any agency acting on our behalf.
|
| Disclosure
of Personal Information |
| |
I
will disclose Personal Information in order to comply
with a court order or subpoena or a request from a
law enforcement agency to release information. I will
also disclose Personal Information when reasonably
necessary to protect the safety of my Visitors and
Customers.
|
| Visitor’s
choices regarding collection, correction and use of the
Personal Information |
| |
Visitors
and Customers may opt out of receiving further information
from or being contacted by me, my vendors or my affiliates
by responding to emails as instructed, or by contacting
us at the Site.
Visitors
and Customers may contact me to update Personal Information
about them or to correct any inaccuracies.
|
| Third
Party collection of Personal Information |
| |
In
addition to any direct collection of information,
my third party service vendors (such as credit card
companies, clearinghouses and banks) who may provide
such services as payment processing for the Site may
collect this information from our Visitors and Customers.
I do not control how these third parties use such
information, but I have chosen to business with them
only after I am confident that the how they use the
personal information provided to them from my Visitors
and my Customers meets my standards or above. Some
of these third parties may be intermediaries that
act solely as links in the distribution chain, and
do not store, retain, or use the information given
to them.
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| Security
of Personal Information |
| |
All
of my associates and employees are familiar with my
privacy policy and security practices. The Personal
Information of Visitors and Customers is only accessible
to a limited number of qualified employees who are
given a password in order to gain access to the information.
Whenever sens
itive information such as financial or health information
is required, the Site will redirect the Visitor or
Customer to a secure server. Thus, the Site does not
collect sensitive information, such as credit card
numbers or social security numbers as the Site only
uses third party payment processes (such as PayPal)
that have agreed to protect my Customer’s sensitive
information by encryption protocols.
I
take all possible reasonable measures to have my Sites
hosted and maintained by reputable hosting company
that offer me a secure server for my site, electronic
communications and databases are subject to errors,
tampering and break-ins, and I cannot guarantee or
warrant that such events will not take place and we
will not be liable to Visitors or Customers for any
such occurrences. |
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| Linking
Policy |
The
Site contains links to other web sites. Please note
that when you click on one of these links, you are
moving to another web site. I do not control how or
what these sites do or promote, thus I encourage you
to read the privacy statements of these linked sites
as their privacy policies may differ from ours.
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|
| Tracking
Policy |
For
each Visitor to any page of the Site, the web server
automatically recognizes the Visitors ISP and the
date and time of their visit but no other information
regarding their domain or e-mail address.
Personal
Information is collected only when the Visitor completes
a form on the Site and voluntarily provides it.
The
information we collect is used to notify consumers
about updates to our Web site, used by us to contact
consumers for marketing purposes.
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| Cookie
Policy |
Cookies
are used for a variety of reasons. The Site uses Cookies
to obtain information about the preferences of the
Visitors and the services they select. The Site also
uses Cookies for security purposes to protect our
Customers. For example, if a Customer is logged on
and the Site is unused for more than 10 minutes, The
Site may automatically log the Customer off.
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|
| Ad
Server Policy |
I
do not partner with or have special relationships
with any ad server companies.
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| Changes
to Any Policy |
From
time to time my Policy Statement may be adjusted to
reflect minor changes and or enhancement. Any and
all changes will be reflected on the policies.htm
page and the effective date will be obvious stated
with the current policy being the one posted on the
Site.
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|
| Discrepancy
of ANY Policy |
| If
you feel that this Site is not following its stated information
policy, or if you have found a discrepancy or error in
a product or service offered, feel free to contact me
directly. Erica
Fath
Edmonton, AB, Canada
Phone: 503-608-4802
Skype ID: ericafath
Email: support@ericafath.com
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|
DISCLAIMERS |
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| Potential
Earnings and Disclaimers of Income |
Any
earning or examples of income are only estimates of
what I consider you could earn based on the compensation
available. Any and all claims or representations of
financial earning on the Site are not to be considered
as standard or average earnings.
There
is not guarantee that you will do as well if you rely
on our information. You must accept all risk of your
potential earnings or lack thereof.
Where
specific figures of income are used, and attributed
to a person or business, those persons or businesses
have rightfully earned that figure amount.
There
is no guarantee that any prior or past success as
to financial earnings can be used as an indication
of your future success or income earnings. Financial
and income results are based on a wide rage of variable
factors. I have no responsibility or way of knowing
how well you will perform, as I do not know you, your
background, your ethic of work, or your abilities,
practices or skills. Therefore I do not guarantee
or imply that you will be financially wealthy or rich.
Therefore I do not guarantee or imply that you will
do as well as I do or even make money at all. There
is not guarantee you will do as well id you rely upon
my information and figures. You must accept all risk
of not performing well.
If
you make any decisions based on any information displayed
on the Site regarding any Products or Services, it
should be done only with the knowingness that you
could have significant losses or earn no money at
all.
All
Services and Products provided are for informational
and educational purposed only. Customers who use the
Services or Products are always encourages to verify
independently any of the information with highly qualified
professionals. Every possible effort is made to make
sure the Products and Services are accurate and functioning
properly, however, I cannot guarantee that the product
or service will provide you a financial return. All
Products and Services on the Site should be carefully
considered and evaluated prior to making the decision
to rely on them.
When
a Visitor becomes a Customer they have completely
agreed that I or My Company or The Site is not responsible
for the failure or success of your actions relating
to any products, services, or materials represented
by myself, My Company or My Site. |
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These
Terms, Policies, and Disclaimers are effective as of September
12, 2008 |
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- ©2008 - Design by
Erica Fath - Policies -
